Privacy Policy

Effective Date: July 14, 2025

Your trust matters. At Credara Funding, we want to clearly explain how your data is used, stored, and protected. Instead of presenting a lengthy document, we’ve organized this policy into clear sections for easier understanding.


Information We Collect

We may collect the following categories of information:

  • Personal information such as your name, email address, phone number, and mailing address

  • Financial information including income, credit score, and banking details

  • Technical and digital information such as IP address, browser type, and website activity


How We Collect Information

Information may be collected through:

  • Website forms and application submissions

  • Email and phone communications

  • Cookies and tracking technologies

  • Analytics platforms

  • Third-party verification and service providers


How We Use Your Information

Your information may be used for the following purposes:

  • Sending marketing communications, newsletters, promotional offers, and service updates

  • Personalizing content, offers, and website experiences based on your preferences

  • Conducting analytics, surveys, and market research

  • Measuring the effectiveness of marketing campaigns and website performance

  • Sharing with trusted partners, vendors, or service providers when necessary for operations such as email delivery, marketing platforms, or analytics services

  • Complying with legal obligations, regulatory requirements, or lawful requests from government authorities


Purpose of Data Collection

We collect information to:

  • Evaluate financial applications

  • Respond to inquiries and requests

  • Comply with legal and regulatory requirements

  • Improve services and website performance

  • Detect and prevent fraud or unauthorized activity


Information Sharing

We only share information when necessary. Your information may be shared with:

  • Credit bureaus and verification services

  • Technology providers and operational partners

  • Legal or regulatory authorities when required by law

Your information is not sold to marketing companies, and opt-in data and consent are not shared with third parties for their independent marketing purposes.


Cookies and Tracking Technologies

Cookies and similar technologies may be used to:

  • Personalize content and website functionality

  • Monitor website usage and performance

  • Support security and fraud prevention

You may manage or disable cookies through your browser settings.


Communication Consent

By providing your contact information, you agree that Credara Funding may contact you by phone, text message, or email, including automated messages where permitted by law. You may opt out of communications at any time.


Data Protection and Security

We implement security measures designed to protect your information, including:

  • Firewalls

  • Data encryption

  • Access controls

  • Secure storage systems

While no system can guarantee absolute security, we take reasonable measures to safeguard your data.


Data Retention

Your information is retained only as long as necessary for:

  • Application processing

  • Regulatory compliance

  • Account servicing and operational purposes

When data is no longer required, it is securely deleted or anonymized.


Your Privacy Rights

You may request to:

  • Access the personal data we hold about you

  • Correct inaccurate information

  • Request deletion of your personal data

Additional privacy rights may apply depending on your location and applicable law.


State-Specific Privacy Notices

Residents of certain jurisdictions, including California, Vermont, and Nevada, may be entitled to additional privacy rights such as:

  • Access to collected personal data

  • Opt-out rights for certain data uses

  • Restrictions on data sharing


Secure Information Sharing Tips

To help protect your information:

  • Avoid sending sensitive information through unsecured email

  • Verify recipient email addresses before sending information

  • Do not include confidential information in email subject lines

  • Use encrypted channels when possible


Policy Updates

This Privacy Policy may be updated periodically. The most recent version will always be available on our website and will include the updated effective date.


Contact Information

If you have questions about this Privacy Policy or wish to submit a request regarding your data, please contact us:

Email: support@credarafunding.com
Address: 18004 Skypark Circle #120 Irvine, Ca, 92614

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